You can get a loan based on your credit card receipts: this is especially applicable for B2C companies, ie. retail businesses. These loans typically are repaid in about a 6 month period. Repayment is defined as a percentage of your credit card receipts, so the more you sell the faster will the loan be repaid. The credit card processing company holds back this agreed percentage, and sends back directly to the lender.
The more successful your business, measured by the rate of increase of your sales, the greater your risk of bankruptcy. That is because increasing sales tie up the cash of your business at a faster rate than you can generate profits. Here is an good article about 10 simple rules to follow to avoid getting into a cash crunch. https://www.entrepreneur.com/article/187366 Accounts receivable or unpaid invoices are one of the main areas which tie up your cash. Factoring is the solution to convert your receivables to cash, accelerating your cash flow, and preventing you become one of the 82% that fail.